1 (12 oz) cream cheese, 2 chopped green onions, 12 crushed Ritz crackers, 1/2 cup real bacon bits, 1 cup mayonnaise, 1 (8 oz) package shredded Swiss / Co-Jack or Colby cheese.
Mix cream cheese, mayonnaise, onion, and cheese. Spread in a microwave safe shallow dish (pie plate, stone baker). Top with Ritz crackers and bacon bits. Microwave on high until hot and bubbly (approximately 7 minutes). Serve warm with bagel chips or crackers.